Whole Life Insurance for Seniors
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Lifelong Protection and Cash Value for Your Family1
Gerber Life Whole Life Insurance Plan builds cash value over time, like a nest egg that can help your family’s future.
Call 800-306-0056800-306-0056 for more information
Mon-Fri 8am-7pm ET
1 As long as premiums are paid.
Benefits of Whole Life Insurance for Seniors
Coverage that can last a lifetime
- Just keep paying the premiums and you'll be covered for life.
- Your rate will never increase, regardless of age or health changes.
- Affordable monthly payments that can fit into your retirement budget.
Build your plan
- Coverage amounts from $50,000 to $300,000. 2
- Simple application process — no medical exam needed in most cases. 3
- Most applicants can have a decision within minutes.
- Builds cash value.
Benefits of “cash value”
- After the initial policy years, Gerber Life sets aside money with each premium payment.
- The longer you own the policy, the more cash value you build.
- Borrow against the available cash value if a need arises.4
2 Other coverage amounts over $300,000 are available up to $1,000,000. Call one of our friendly representatives for rates, 1-800-425-7542.
3 Medical exam not required for customers ages 18-50 and who apply for up to $100,000 of coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.
4 Policy loan interest rate is 8%. Loans may impact cash value and death benefit.
Policy Form ICC19-GLWL
Policy Form Series GLWL-19
Product currently not available in Delaware, District of Columbia, New York, or North Dakota
Whole Life Insurance FAQs for Seniors
What is whole life insurance?
Whole life insurance can financially protect your family for a lifetime. Premiums never increase. Cash value builds as long as you own the policy.
Is a medical exam required?
No medical exam is necessary, in most cases. Coverage is dependent on answers to health questions. A physical may be necessary for cause and for applicants ages 51 and older who apply for more than $100,000 of coverage. In almost all other circumstances, Gerber Life's customers will not need a medical exam.
How is whole life insurance different than term?
Whole life insurance never expires, as long as premiums are paid. You can own a whole life policy for a few years or a lifetime. For term life, you decide the how long you want a policy. Your policy expires at the end of a term. Whole life builds cash value, where term life typically doesn’t.
Whole Life Insurance Reviews
Gain a lifetime of protection for you and your family members with Gerber Life’s Whole Life Insurance Plan. You own the policy for your entire life, as long as premiums are paid, with a locked-in premium that never increases. Read our whole life insurance reviews below to find out what others are saying about this policy.
Highly Recommended by Customers
Already have a Gerber Life Whole Life Insurance Plan? We’d love to hear your feedback!
Whole Life Insurance Reviews
Gain a lifetime of protection for you and your family members with Gerber Life’s Whole Life Insurance Plan. You own the policy for your entire life, as long as premiums are paid, with a locked-in premium that never increases. Read our whole life insurance reviews below to find out what others are saying about this policy.
Highly Recommended by Customers
Gerber Life customers have spoken, and the word is they love it. Our Whole Life has a out of overall rating and % of reviewers recommend it. See below for our most recent customer reviews.
Start Now!
1. Apply Now
Our simple application takes only minutes to complete.
2. Choose Your Coverage Amount
Choose from $50,000 to $300,000 in whole life insurance.
3. Set Up Automatic Payment
Never worry about missing a payment again!
