


There may be a better choice for you!
If our Family Plan isn't the right fit, you can still protect your loved ones with our Accident Protection insurance.

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Just enter the state you live in to get an instant quote.Accident Protection Insurance
Accidents happen - and they're the leading cause of death for adults ages 25-441. Our Accident Protection plan offers a practical way to stay prepared, with coverage from $50,000 up to $500,000.

As Little as 17 Cents a Day2
Budget friendly coverage for you with additional coverage available for your spouse too!

No Medical Exam Required
Ages 18 to 69 are eligible regardless of health or occupation.

Rates Locked in for Life
Fixed premium rates and lifelong coverage starting with your first payment3
1. Centers for Disease Control and Prevention. (2024). WISQARS: Leading causes of death, United States, 2023. National Center for Injury Prevention and Control. https://wisqars.cdc.gov/reports/?o=MORT&y1=2023&y2=2023&t=0&i=0&m=20810&g=00&me=0&s=0&r=0&ry=2&e=0&yp=65&a=custom&g1=0&g2=199&a1=25&a2=44&r1=INTENT&r2=NONE&r3=NONE&r4=NONE
2. 17 cents/day is for a $50,000 policy.
3. As long as premiums are paid.
What is Accident Protection insurance or AD&D?
Gerber Life's Accident Protection insurance offers financial coverage for death or disabling injuries from qualifying accidents. It can protect you (& your spouse), providing cash benefits for accidental death or disabling injuries like loss of limb or eyesight.


While driving
Motor vehicles are a leading cause of accidental deaths and serious injury due to reckless drivers, bad road conditions and distractions.


As a pedestrian
Whether walking, jogging or just getting out of the car, there’s a possible risk of accidents resulting in serious injury.


While traveling
Thousands of accidental deaths occur each year on airlines, commuter trains and busses, and in taxis and ride-share vehicles.


At home, work or play
Accidents can happen around the house or at work, and injuries in swimming pools and on softball fields happen more than realized.
Help protect yourself and your family with Gerber Life Accident Protection Insurance
Or call 866-674-3051
Mon-Fri 8am-7pm ET